Thinking about buying a home? One of the first steps is understanding where you stand financially. Lenders often look at your debt-to-income (DTI) ratio — basically, how much of your monthly income goes toward debts. Keeping it under 43-49% is ideal, but loans like VA and FHA can be more flexible depending on your situation. Knowing where you stand is the first step toward finding the right home and financing.
Finding the Right Home — Without the Hassle
Buying a home is a big deal — but it doesn’t have to be stressful. Whether you're house hunting or figuring out financing, having the right support makes the process so much easier.
We’re here to guide you through every step with personalized options and tools to help you make smart decisions. We’ll simplify the process from finding the right home to securing the best financing for your goals — starting with a FREE pre-approval letter request.
How the Homebuying Process Works
Here’s how our homebuying process keeps things simple:
Get Pre-Approved — Start with a quick pre-approval letter request to see how much you can afford.
Explore Your Options — We’ll help you compare homes, financing options, and rates that fit your situation.
Make Your Move — Once you’ve found the right home and financing, we’ll guide you through closing.
Fixed Rates
Adjustable Rate Mortgage (ARM)
Conforming Loans
Jumbo & Super Jumbo Loans
FHA, VA, & USDA Loans
Terms from 5 to 30 Years
Refinancing is the process of paying off your existing mortgage with a new mortgage. Typically, you refinance your mortgage to reduce your interest rate and monthly payment or change the length (or term) of your mortgage. You may also refinance to take cash out from your home’s equity.
Home Refinance Loans without the Hassle!
Need refinancing options on a home, or other real estate? Choosing a refinance product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.
We’re here to make the home refinance process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE refinance analysis request.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether this is your first refinance or 7th.
The Home Refinance Process
Here’s how our home refinance process works:
Complete our simple home refinance analysis request.
Receive options based on your unique criteria and scenario
Compare mortgage interest rates and terms
Choose the offer that best fits your needs
Fixed Rates
Adjustable Rate Mortgage (ARM)
Conforming Loans
Jumbo & Super Jumbo Loans
FHA, VA, & USDA Loans
Terms from 5 to 30 Years
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